Self-Directed Retirement Plans for Alternative Asset Investing

The laws governing IRA’s and 401(k)’s allow investment in gold, silver, platinum and palladium bullion, as well as certain government-minted precious metal coins.

It is hard to turn on the TV or radio these days without hearing an ad heralding the virtues of buying gold in your IRA. Gold, for one, is seen as a hedge against inflation and a safe haven with respect to the debasement of our currencies that results from unconstrained fiat monetary policy so readily embraced by the world’s central banks, the Federal Reserve and Congress. Precious metals offer real diversification options for fully self-directed IRA’s and 401(k)’s.

Precious Metals that Qualify for IRA Investing:

GOLD

  • American Eagle Gold 
  • Coins
  • Australian Kangaroo/Nugget Coins
  • Austrian Philharmonic Coins
  • Canadian Maple Leaf Gold Coins
  • Credit Suisse/PAMP Suisse Gold Bars
  • Proof American Eagle Coins
  • American Buffalo Bullion Gold Coins
  • *Various Gold Rounds and Bars .999

SILVER

  • American Eagle Silver Coins
  • Austrian Vienna Philharmonic Coins
  • Australian Kookaburra Coins
  • Canadian Maple Leaf Silver Coins
  • Mexican Libertad Silver Bullion Coins
  • Proof American Eagle Coins
  • *Various Silver Rounds and Bars .999

PLATINUM

  • American Eagle Platinum Coins
  • Austrian Philharmonic Coins
  • Australian Koala Coins
  • Canadian Platinum Maple Leaf Coins
  • *Various Rounds and Bars .9995


PALLADIUM

  • Canadian Maple Leaf Coins
  • *Various Rounds and Bars .9995

Precious Metals that Don't Qualify for IRA Investing
Collectible coins or rare coins, including graded or certified coins, do not qualify for Precious Metal IRA's. The following precious metals may not be acquired in a Precious Metal IRA.

  • Austrian Corona
  • U.S. Buffalo Proof
  • British Britannia
  • Belgian 20 Franc
  • Chilean 100 Peso
  • Dutch 10 Guilder
  • French 20 Franc
  • Hungarian 100 Korona
  • Italian 20 Lira
  • U.S. Liberty
  • Mexican 50 Peso
  • South African Krugerrand
  • Swiss 20 Franc
  • Collectible Coins or Rare Coins

Notes:

1) Numismatic and American Eagle Gold Coins or American Eagle Silver Dollars that have undergone “certification” (also known as “slabbed” coins) do not currently qualify for IRA's.


2) Only bullion type American Buffalo Gold Coins and America the Beautiful Silver Coins qualify (i.e., Proof/Collectible coins do not qualify.)


3) Minimum Fineness Required: Gold: 99.5% Silver: 99.9% Platinum: 99.95% Palladium: 99.95%


4) Small bullion bars (i.e., bars other than 400-ounce gold, 100-ounce gold, 1000-ounce silver; 50-ounce platinum and 100-ounce palladium bars) must be manufactured to exact weight specifications.

*[produced by a refiner/assayer/manufacturer accredited/certified by NYMEX/COMEX, NYSE/Liffe, LME, LBMA, LPPM, TOCOM, ISO 9000, or national government mint and meeting minimum fineness requirements]