Self-Directed Retirement Plans for Alternative Asset Investing

Simplified Employee Pension plans
(SEPs) provide retirement benefits for both the business owners and their employees.

When an employer establishes a SEP, the company makes contributions to a Traditional IRA for its principals and its employees (if any). If the employer elects to contribute to the Plan in a given year, the contribution percentage can range between 0 and 25% of earned income both for the principals and the staff (must be the same percentage for each employee). The contribution limit for self-employed persons is more complicated, but typically based on a percentage of net profit.

With a RealTrust Self-Directed SEP IRA, the investment options of both principals and employees extend beyond the scope of conventional Wall Street products (e.g.- stocks, bonds, and mutual funds), affording you the opportunity to invest in alternative assets such as real estate, private loans, private placements, start-up ventures, precious metals, and many others.

A Self-Directed SEP IRA may be right for you if:
• You are self-employed, a sole proprietor, independent contractor, partner, or pass-through business entity
• You don’t want to be locked into making contributions every year
• You’d like a plan with low administrative costs
• You’re looking for a wider range of investment choices, including stocks, bonds, mutual funds, and the entire menu of alternative assets.

Eligibility: Self-employed individuals and small business owners (such as sole proprietorships, S and C corporations, partnerships, and LLCs)all qualify for this type of plan.

Contribution Limits and Catch Up Contributions:

2016- 25% of your wages (or up to 20% of your Schedule C income) up to a maximum of $53,000. IRA contributions can be made for 2015 up until your tax return filing deadline, including extensions. (See Internal Revenue Service Publication 560 for more information.)

2017 - 25% of your wages (or up to 20% of your Schedule C income) up to a maximum of $54,000. IRA contributions can be made for 2016 up until your tax return filing deadline, including extensions. (See Internal Revenue Service Publication 560 for more information.)

SEP IRA Contribution Limits 2016 2017
SEP IRA Contribution Limits $53,000 $54,000

(See Internal Revenue Service Publication 560 for more information.)

Contact a RealTrust IRA Specialist to
open a Self-Directed SEP IRA Account today